United States

Benefits and Programs

This listing represents the standard benefits and programs offered to most Caterpillar employees in the U.S. For detailed information, follow the links provided below. 




401(k) Plan Caterpillar provides a company match and (for eligible employees) an additional annual employer contribution. UPoint website: CatBenefitsCenter.com (login required)
Adoption Assistance Some Business Units offer up to $5,000 reimbursement for eligible legal and agency fees related to an adoption.  Local HR
Ask a Dietitian Caterpillar Registered Dietitian Rhonda Haller provides free nutrition consultations to employees as well as offers comprehensive nutrition assessment, nutrition planning, and health, well-being, and disease prevention strategies. TotalHealth.cat.com > Benefits & Programs
Caterpillar Health Exam A no-cost, confidential, comprehensive health check that takes place over two appointments and includes a urinalysis, comprehensive set of labs, and a head-to-toe physical exam and health history review with certain healthcare providers. TotalHealth.cat.com > Benefits & Programs
Dental Insurance Administered by Cigna Dental and included with your healthcare plan option and premium. benefits.cat.com > U.S. Health Care
Disability Benefits Long-term and short-term disability benefits. benefits.cat.com > U.S. Health Care
Employee Assistance Program A voluntary and completely confidential service provided to employees and their eligible family members to help meet many challenges at home and work. TotalHealth.cat.com > EAP
Employee Discounts National and local discounts available to Caterpillar employees and retirees. Cat @work > Human Resources > Benefits >  Discounts
Employee Resource Groups Open to all Caterpillar employees and typically created around an aspect of common identity and/or underrepresented group. inclusion.cat.com > ERGs
Flexible Spending Account Allows you to set aside money on a pre-tax basis for qualified expenses. Health Care (General Purpose and Limited Purpose) and Dependent Care FSAs available. Administered by UnitedHealthcare.c benefits.cat.com > Tax-Savings Accounts
Health Insurance Administered by Blue Cross Blue Shield and UnitedHealthcare.
Health Savings Account A tax-advantaged savings tool to be paired with a Consumer-Directed Health Plan option. Company seed money provided to eligible employees. Administered by HealthEquity. benefits.cat.com > Tax-Savings Accounts
Life Insurance Company-paid basic term life insurance. Additional optional life insurance and spousal/dependent coverage can be purchased at group rates. Administered by MetLife. benefits.cat.com > Life & Accident
Paid Parental Leave Caterpillar offers up to 16 weeks of paid parental leave for childbirth. Non-birth parents can receive up to 10 weeks of paid parental leave for bonding with the new child. LOA.cat.com
Prescription Drug Benefits Administered by Magellan Rx. benefits.cat.com > U.S. RX
Restore Health A free, digital health coaching program designed to help at-risk employees take control of their well-being and develop long-term, healthy lifestyle habits over the course of 12 months. Eligibility determined by results of Caterpillar Health Exam and enrollment in a Caterpillar UHC/BCBS health plan. TotalHealth.cat.com > Benefits & Programs
Total Health Success Stories Stories and experiences from Caterpillar employees about how Caterpillar Total Health programs have changed their lives for the better. TotalHealth.cat.com > Benefits & Programs
Tuition Reimbursement Some Business Units offer up to 90% reimbursement for tuition, fees and books, up to annual limits and a lifetime cap, for courses taken at an accredited college or university. Courses must be directly related to your job or to one you could reasonably obtain at Caterpillar. Cat @work > Human Resources > Learning
Vision Insurance Administered by VSP and included with your healthcare plan option and premium. benefits.cat.com > U.S. Health Care
Voluntary Benefits Optional supplementary benefits and services available to employees at discounted group rates with payroll deduction available. YourChoiceVoluntaryBenefits.com