United States
This listing represents the standard benefits and programs offered to most Caterpillar employees in the U.S. For detailed information, follow the links provided below.
BENEFIT / PROGRAM |
DESCRIPTION |
LEARN MORE |
| 401(k) Plan | Caterpillar provides a company match and (for eligible employees) an additional annual employer contribution. | UPoint website: CatBenefitsCenter.com (login required) |
| Adoption Assistance | Some Business Units offer up to $5,000 reimbursement for eligible legal and agency fees related to an adoption. | Local HR |
| Ask a Dietitian | Caterpillar Registered Dietitian Rhonda Haller provides free nutrition consultations to employees as well as offers comprehensive nutrition assessment, nutrition planning, and health, well-being, and disease prevention strategies. | TotalHealth.cat.com > Benefits & Programs |
| Caterpillar Health Exam | A no-cost, confidential, comprehensive health check that takes place over two appointments and includes a urinalysis, comprehensive set of labs, and a head-to-toe physical exam and health history review with certain healthcare providers. | TotalHealth.cat.com > Benefits & Programs |
| Dental Insurance | Administered by Cigna Dental and included with your healthcare plan option and premium. | benefits.cat.com > Dental |
| Disability Benefits | Long-term and short-term disability benefits. | benefits.cat.com > Health Insurance > Disability Benefits |
| Employee Assistance Program | A voluntary and completely confidential service provided to employees and their eligible family members to help meet many challenges at home and work. | TotalHealth.cat.com > EAP |
| Employee Discounts | National and local discounts available to Caterpillar employees and retirees. | Cat @work>Human Resources>Total Rewards>Discounts & Other Benefits>Employee & Retiree Discounts |
| Employee Resource Groups | Open to all Caterpillar employees and typically created around an aspect of common identity and/or underrepresented group. | inclusion.cat.com > ERGs |
| Flexible Spending Account | Allows you to set aside money on a pre-tax basis for qualified expenses. Health Care (General Purpose and Limited Purpose) and Dependent Care FSAs available. Administered by UnitedHealthcare. | benefits.cat.com > FSA |
| Health Insurance | Administered by Blue Cross Blue Shield and UnitedHealthcare. | |
| Health Savings Account | A tax-advantaged savings tool to be paired with a Consumer-Directed Health Plan option. Company seed money provided to eligible employees. Administered by HealthEquity. | benefits.cat.com > HSA |
| Life Insurance | Company-paid basic term life insurance. Additional optional life insurance and spousal/dependent coverage can be purchased at group rates. Administered by MetLife. | Cat @work>Human Resources>Total Rewards>Health & Insurance>Life Insurance & Disability |
| Paid Parental Leave | Caterpillar offers up to 10 weeks of paid parental leave for childbirth. Non-birth parents can receive up to four weeks of paid parental leave for bonding with the new child. | LOA.cat.com |
| Prescription Drug Benefits | Administered by Magellan Rx. | benefits.cat.com > Rx |
| Restore Health | A free, digital health coaching program designed to help at-risk employees take control of their well-being and develop long-term, healthy lifestyle habits over the course of 12 months. Eligibility determined by results of Caterpillar Health Exam and enrollment in a Caterpillar UHC/BCBS health plan. | TotalHealth.cat.com > Benefits & Programs |
| Total Health Success Stories | Stories and experiences from Caterpillar employees about how Caterpillar Total Health programs have changed their lives for the better. | TotalHealth.cat.com > Benefits & Programs |
| Tuition Reimbursement | Some Business Units offer up to 90% reimbursement for tuition, fees and books, up to annual limits and a lifetime cap, for courses taken at an accredited college or university. Courses must be directly related to your job or to one you could reasonably obtain at Caterpillar. | Human Resources > Learning > CTAP |
| Vision Insurance | Administered by VSP and included with your healthcare plan option and premium. | benefits.cat.com > Vision |
| Voluntary Benefits | Optional supplementary benefits and services available to employees at discounted group rates with payroll deduction available. | YourChoiceVoluntaryBenefits.com |