United States

Benefits and Programs

This listing represents the standard benefits and programs offered to most Caterpillar employees in the U.S. For detailed information, follow the links provided below. 

BENEFIT / PROGRAM

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401(k) Plan Caterpillar provides a company match and (for eligible employees) an additional annual employer contribution. UPoint website: CatBenefitsCenter.com (login required)
Ask a Dietitian Caterpillar Registered Dietitian Rhonda Haller provides free nutrition consultations to employees as well as offers comprehensive nutrition assessment, nutrition planning, and health, well-being, and disease prevention strategies. TotalHealth.cat.com > Benefits & Programs
Caterpillar Health Exam A no-cost, confidential, comprehensive health check that takes place over two appointments and includes a urinalysis, comprehensive set of labs, and a head-to-toe physical exam and health history review with certain healthcare providers. TotalHealth.cat.com > Benefits & Programs
Dental Insurance Administered by Cigna Dental and included with your healthcare plan option and premium. benefits.cat.com > Dental
Disability Benefits Long-term and short-term disability benefits. benefits.cat.com > Health Insurance > Disability Benefits 
Employee Assistance Program A voluntary and completely confidential service provided to employees and their eligible family members to help meet many challenges at home and work. TotalHealth.cat.com > EAP
Employee Discounts National and local discounts available to Caterpillar employees and retirees. Cat @work>Human Resources>Total Rewards>Discounts & Other Benefits>Employee & Retiree Discounts
Employee Resource Groups Open to all Caterpillar employees and typically created around an aspect of common identity and/or underrepresented group. inclusion.cat.com > ERGs
Flexible Spending Account Allows you to set aside money on a pre-tax basis for qualified expenses. Health Care (General Purpose and Limited Purpose) and Dependent Care FSAs available. Administered by UnitedHealthcare. benefits.cat.com > FSA
Health Insurance Administered by Blue Cross Blue Shield and UnitedHealthcare.
Health Savings Account A tax-advantaged savings tool to be paired with a Consumer-Directed Health Plan option. Company seed money provided to eligible employees. Administered by HealthEquity. benefits.cat.com > HSA
Life Insurance Company-paid basic term life insurance. Additional optional life insurance and spousal/dependent coverage can be purchased at group rates. Administered by MetLife. Cat @work>Human Resources>Total Rewards>Health & Insurance>Life Insurance & Disability
Paid Parental Leave Caterpillar offers up to 10 weeks of paid parental leave for childbirth. Non-birth parents can receive up to four weeks of paid parental leave for bonding with the new child. LOA.cat.com > Parental Leave
Prescription Drug Benefits Administered by Magellan Rx. benefits.cat.com > Rx
Restore Health A free, digital health coaching program designed to help at-risk employees take control of their well-being and develop long-term, healthy lifestyle habits over the course of 12 months. Eligibility determined by results of Caterpillar Health Exam and enrollment in a Caterpillar UHC/BCBS health plan. TotalHealth.cat.com > Benefits & Programs
Tobacco Cessation Active U.S. employees and family members who are enrolled in a Caterpillar healthcare plan are eligible to receive tobacco cessation benefits at no out-of-pocket cost. TotalHealth.cat.com > Benefits & Programs
Total Health Success Stories Stories and experiences from Caterpillar employees about how Caterpillar Total Health programs have changed their lives for the better. TotalHealth.cat.com > Benefits & Programs
Vision Insurance Administered by VSP and included with your healthcare plan option and premium. benefits.cat.com > Vision
Voluntary Benefits Optional supplementary benefits and services available to employees at discounted group rates with payroll deduction available. YourChoiceVoluntaryBenefits.com